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Visa and Mastercard Are Building the Future of AI Shopping
2 min read The next wave of e-commerce isn’t just digital—it’s autonomous. AI agents won’t just recommend products—they’ll buy them for you. And with Visa and Mastercard laying down the payment rails, this shift is becoming very real. May 02, 2025 20:22
Shopping is no longer just between humans and stores—it’s between AI and your wallet. Visa and Mastercard just unveiled new tools that let AI agents shop and pay on your behalf. The age of intelligent commerce has officially begun.
The Details:
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Visa’s “Intelligent Commerce”:
In partnership with OpenAI, Anthropic, and others, Visa is introducing AI-ready cards that use tokenized credentials and user-set preferences. These let AI agents find, purchase, and pay for items without exposing sensitive card data. -
Control for Consumers:
Users can define spending limits, conditions, and shared preferences—allowing personalized shopping without sacrificing security or control. -
Mastercard’s “Agent Pay”:
Mastercard is rolling out a similar solution that embeds payments into AI conversations, allowing users to shop and pay directly within chat interfaces. -
It’s Part of a Bigger Trend:
This rollout aligns with ChatGPT Search’s new shopping features, Perplexity’s AI product integrations, and Amazon’s ongoing push into conversational commerce.
Why It Matters:
The next wave of e-commerce isn’t just digital—it’s autonomous. AI agents won’t just recommend products—they’ll buy them for you. And with Visa and Mastercard laying down the payment rails, this shift is becoming very real.
These AI agents may still be evolving, but the infrastructure is already here. The way we shop is about to change—quietly, quickly, and fundamentally.
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